Visa

❗Article Status Notice: This Article is a stub

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This article is underdeveloped, and needs additional work to meet the wiki's Content Guidelines and be in line with our Mission Statement for comprehensive coverage of consumer protection issues. Learn more ▼

Issues may include:

• This article needs to be expanded to provide meaningful information
• This article requires additional verifiable evidence to demonstrate systemic impact
• More documentation is needed to establish how this reflects broader consumer protection concerns
• The connection between individual incidents and company-wide practices needs to be better established
• The article is simply too short, and lacks sufficient content

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• Add documented examples with verifiable sources
• Provide evidence of similar incidents affecting other consumers
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Visa

Basic information
Founded	1958-09-18
Legal Structure	Public
Industry
Official website	https://www.visa.com

An introductory paragraph starting with "Visa is a ...". When writing the article, insert text in the space below this box, and then delete this tip box (and the other tip boxes below). In the visual editor, just click on a box and press backspace to delete it. In the source editor, simply delete the double curly brackets, and the text inside them.

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Visa is an American payment card service that serves customers in many nations worldwide, founded by Bank of America in 1958 as BankAmericard. Bank of America gave up control in 1970 to a cooperative, and it was renamed Visa in 1976. The company facilitates electronic funds transfers as a payment processor.

As a payment processor, Visa does not issue cards or offer credit; it provides financial institutions (e.g., banks) with tools that allow for transactions to take place between parties that are not served by the same institution or are not located in the same general region.

Consumer-impact summary

Overview of concerns that arise from the conduct towards users of the product (if applicable):

• User Freedom
• User Privacy
• Business Model
• Market Control

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Visa has been refusing to process certain payments for completely legal transactions, on the grounds that these transactions were things that hurting their brand, most notably involving the delisting of games from Steam and itch.io for having adult content. There has been widespread backlash against Visa for forcing platforms to censor content that is perceived to hurt Visa's reputation.

Incidents

Add one-paragraph summaries of incidents below in sub-sections, which link to each incident's main article while linking to the main article and including a short summary. It is acceptable to create an incident summary before the main page for an incident has been created. To link to the page use the "Hatnote" or "Main" templates.

If the company has numerous incidents then format them in a table (see Amazon for an example).

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This is a list of all consumer-protection incidents this company is involved in. Any incidents not mentioned here can be found in the Visa category.

Example incident one (date)

Main article: link to the main CR Wiki article

Short summary of the incident (could be the same as the summary preceding the article).

Example incident two (date)

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Products

This is a list of the company's product lines with articles on this wiki.

• Example product line one (release date): Short summary of the product's incidents.
• Example product line two (release date):

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See also

Link to relevant theme articles or companies with similar incidents.

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Collective Shout Mastercard